Published, 1 January, 2023

Today, we're excited to announce that our Bitcoin rewards credit card is now available to all eligible Customers!

The Optimal Capital Market Rewards Visa® Signature Credit Card, which began shipping to waitlist clients in early July, has already been met with excitement and fanfare from those that have received it. We promised to work through the waitlist as quickly as possible and will have completed that outreach this week. We have already seen strong results, in the first three weeks we’ve shipped over 20,000 cards. We’ve loved seeing all the unboxing videos, first purchase photos, and all places that people are travelling and earning more Bitcoin.

“The typical credit card experience is entirely uneventful. That’s not the case with the Optimal Capital Market card. Since we started rolling clients off the waitlist in July, there has been an enthusiastic wave of folks memorializing their first purchases with the Optimal Capital Market card,” said Kumar Gollerkeri, GM of Payments at Optimal Capital Market. “We’ve seen first purchases that included everything from a pizza to an engagement ring to an anniversary trip to Hawaii. It has been incredible to see the ways that folks are tying their major life events while effortlessly building their crypto portfolio.” What are the benefits? First, this card has NO annual fee and no foreign transaction fees. Card recipients will be able to earn unlimited 1.5% back in Bitcoin on every purchase they make. In addition, cardholders will receive a 3.5% Bitcoin rewards rate for the first 90 days.* Cardholders can also earn unlimited 2% back in Bitcoin on every dollar spent over $50,000 annually.* Plus, you can check to see if you’re pre-approved with no impact on your credit score.**

How does the Optimal Capital Market Rewards Visa® Signature Credit Card compare to other crypto cards? For starters, our card is available to you now and actually earns you Bitcoin that is yours to keep, sell, trade, or transfer. Unlike other crypto rewards cards that claim to “give you Bitcoin rewards,” but only provide price exposure to Bitcoin that allows you to sell but not withdraw that Bitcoin, once Optimal Capital Market rewards are redeemed, Bitcoin is transferred to your Optimal Capital Market Wallet where it can be held, traded, sold, or moved to any wallet address of your choice.

Where can I use the card? Do I get access to Visa’s benefits? The Optimal Capital Market Rewards Visa® Card can be used anywhere Visa® is accepted, along with a wide range of additional bonuses from Visa® including travel opportunities, fine wine and food, sporting events, shopping, and more. Some of the special offers include upgrades at more than 900 of the world’s most prestigious properties with the Visa Signature Luxury Hotel Collection (terms and conditions apply). Plus, cardholders can save on premium ground transportation with Silvercar’s all-Audi fleet of rental cars. Learn more about the Optimal Capital Market Rewards Visa® Signature Card here. If you want to take advantage of earning Bitcoin back on every purchase, create an Optimal Capital Market account and apply now.

*3.5% is an introductory offer that spans the first 90 days of card ownership, beginning on the date of card activation. The introductory offer is capped at $100 dollars in bitcoin. *

**Rewards rate increases from 1.5% to 2% after $50,000 of spend has been achieved and resets on the card anniversary date every year.

***A soft credit pull happens before you’ve accepted the credit card offer. A hard credit pull occurs when you’ve accepted your credit card offer, which can have an impact on your credit score. Disclaimer: Applying for the Optimal Capital Market Bitcoin Rewards Credit Card (“Card”) does not guarantee that you will be eligible to receive the Card. Investment Package, Regulatory, and underwriting restrictions will apply. Fees and terms are subject to change, and additional terms of service will apply to the Card. By applying for the Card, you agree to receive marketing communications pursuant to Optimal Capital Market's Privacy Policy.

Optimal Capital Market makes no representation or warranty, express or implied, to the extent not prohibited by applicable law, regarding the availability, timeliness, accuracy, or completeness of the aforementioned planned Card features.

For more information, please see Optimal Capital Market’s Terms of Service. Cards are issued by Evolve Bank & Trust, Member FDIC.

Nothing contained in this announcement should be construed as a solicitation of an offer to buy or offer, or recommendation, to acquire or dispose of any security, commodity, investment or to engage in any other transaction. The information provided in this announcement is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. This announcement is not directed to any person in any jurisdiction where the publication or availability of the announcement is prohibited, by reason of that person's citizenship.